How financial institutions work together on Plexo.

Follow a payment from partner discovery to local payout, with documents, agreed terms and decisions connected at every step.

This walkthrough uses fictional institutions and transaction details.

Watch how it works

Find counterparties. Build working relationships.

Show the payouts and collections you offer. Find on- and off-ramp partners, then review each other before working together.

Find the right counterparty.

Compare institutions by markets, payment methods and client segments. Your own profile makes your services discoverable too.

Atlas FI’s client in Brazil is paying a supplier in the UAE. Atlas explores AED payout partners before starting mutual review.

Search for a counterparty

Choose the corridor you want to explore.

Northstar FIUAE
Payout methodsLocal accounts · Bank transferCurrenciesAEDStablecoinsUSDT · USDC
Lumen FISingapore
Payout methodsBank transferCurrenciesAED · INR · IDRStablecoinsUSDT
River FISouth Africa
Payout methodsLocal accounts · Bank transferCurrenciesAED · ZAR · KESStablecoinsUSDC
Mercury FIUnited Kingdom
Payout methodsBank transferCurrenciesAED · EUR · USDStablecoinsUSDC · USDT

Share documents. Review each other.

Both institutions share selected profile materials in one workspace and review each other in parallel.

Network access follows KYB and agreements. Partnership review is a separate, bilateral process: each institution controls what it shares and independently decides whether to proceed.

Partnership workspaceAtlas FI ↔ Northstar FI

Atlas FIBrazil

Selected profile materials

Licence
AML policy
Ownership structure

… and other company materials

Shared with and independently reviewed by Northstar FI.

Northstar FIUAE

Selected profile materials

Licence
AML policy
Ownership structure

… and other company materials

Shared with and independently reviewed by Atlas FI.

Selected access in both directions.

Each institution controls what it shares with this partner.

Resolve what is missing.

Keep partner-specific questions, document updates and responses in one conversation.

Request an update or an additional detail without collecting the same company materials again. Each institution makes its own decision to proceed.

Partnership workspaceAtlas FI ↔ Northstar FI

Existing profile materials shared

Northstar FIPolicy update

Could you share your
updated AML policy?

Atlas FIReply

Of course, here’s the current version.

AML policy.pdfVersion 3.2 · 8 pages

In reply to Northstar’s request

Atlas FIAdditional question

Could you clarify the source-of-funds evidence for this client segment?

Northstar FIReply

We’ve added the supporting detail.

One connected conversation.

Questions, replies and documents stay within this partnership.

Coordinate transactions. With other financial institutions.

Bring both businesses into one context. Agree stablecoin settlement and local payout terms, then execute directly through your own arrangements.

Atlas FIBrazil

Transaction #1048

Northstar FIUAE

Bring payer and beneficiary documents together.

Keep the paying and receiving businesses’ documents in one transaction workspace, with clear responsibility for each contribution.

A supplier payment creates transaction #1048 within the relationship. Atlas contributes the paying business’s context. The beneficiary provides and manages its own documentation through dedicated access; the institutions coordinate the transaction.

Transaction #1048Supplier payment · Brazil → UAE

Payer documents

Paying business · Added by Atlas FI

Registration & ownership
Source-of-funds evidence
Payment purpose

Beneficiary documents

Receiving business · Dedicated access

Beneficiary & ownership
Local account confirmation
Commercial invoice

Settlement asset: USDT
Local payout: AED

The beneficiary provides and manages its documents. The institutions coordinate the payment.

Agree the terms.

Agree the conversion rate, declared fee and timing. Keep settlement instructions alongside the proposal so both institutions know what they are accepting.

Each institution makes its own decision on this transaction. A reviewed relationship is not automatic approval for a new payment.

Transaction #1048 · Terms

Northstar’s proposal to Atlas

Conversion rate: 1 USDT = 3.67 AED
Northstar’s execution fee: 0.10% of the converted amount
Stablecoin settlement window: Within 30 minutes of acceptance
Local payout timing: Next business day after receipt
Offer valid for: 10 minutes from proposal

Settlement instructions

USDT to Northstar FI’s nominated wallet. Both institutions confirm the network and wallet before transfer.

Atlas FI agrees

Northstar FI agrees

Settle in stablecoins. Pay out locally.

Atlas transfers USDT to Northstar. Northstar makes the local AED payout. Both institutions execute through their own arrangements.

Each institution supplies its own confirmation. Stablecoin settlement and the beneficiary’s local payout are recorded as separate events.

Transaction #1048 · Confirmations

Stablecoin transfer
Atlas FI → Northstar FI · USDT
Confirmation supplied by Atlas FI
Local payout
Northstar FI → Receiving business · AED
Confirmation supplied by Northstar FI

Each confirmation stays connected to the same transaction.

Start the next payment with context.

The completed record keeps the supporting documents, agreed terms and confirmations together, with their sources.

The profile and current relationship context remain available for the next flow. A new transaction gets a new record and its own decisions.

Transaction record #1048

Business & payment context

Paying business context · Supplied by Atlas FI

Beneficiary documentation · Supplied by the receiving business

Commercial agreement

Terms agreed by both institutions

Transaction-specific decisions

Institution confirmations

Stablecoin transfer · Atlas FI

Local payout · Northstar FI

Atlas FI & Northstar FI · The relationship and current profiles remain available.

Next transaction · #1049

Current information. New decisions.

Not yet reviewed

Meet the next partner. Keep the work already done.

When a new client need takes Atlas to another market, it can share its current institution profile with a new permission and a new partner review.

Atlas now needs a USD payout partner in the United States. It grants Meridian access to selected company information. Both institutions still review each other and decide whether to work together.

Reuse the information, not the approval.

A new partnership · Atlas & Meridian

Atlas FIBrazil

Same current profile.

Selected information to share

Institution details
Current AML policy
Ownership structure

… and other company materials

Originals remain with Atlas FI.

Meridian FIUnited States

Local payout · USD

Atlas grants Meridian accessSelected company information only
Meridian review in progressNew relationship. Independent decision.

Atlas also conducts its own review.

#1048 · Atlas FI & Northstar FI

The previous transaction record and client documents stay with the original parties. They are not shared with Meridian.

Work together without giving up control of decisions and funds.

Plexo coordinates

Partner discovery, compliance information exchange and stablecoin settlement coordination happen in shared workspaces with connected records.

Institutions control

Each institution makes its own partner and compliance decisions, agrees commercial terms and controls execution and settlement.

Plexo does not hold or move funds.

Let’s talk about your next corridor.

Tell us which markets, currencies and payment methods you serve and where you need a partner. We’ll discuss how Plexo can help you connect and what joining involves.

Book a call

Joining starts with an introductory call, followed by KYB and agreements before network access.

Once admitted, institutions make their own partnership and transaction decisions.